Implement what you learn

It can feel at times like you've accomplished nothing until you take the time to write down what you've achieved.

When you look back over a year, you will notice that you've done some remarkable things. It will give you the strength to make drastic changes to turn your life around.

Your education has a greater impact on your earnings than other influences such as age, race, gender, and location. According to the U.S. Bureau of Labor Statistics, the average college graduate earns twice as much as someone whose education ended with high school.

If you can't commit...

Ask yourself what a good day looks like at work and home.

• Body: What do you want to do to feel healthy?
• Mind: What engages your mind in a good way?
• Love: Who do you want to spend your time with?
• Wo...